Eligibility & documents
Clear requirements. Faster answers.
Complete files are decided fastest. Here's exactly what we need before you start.
You must be
- A South African resident aged 18 or older
- Currently employed, self-employed, or operating a registered business
- In receipt of regular monthly income
- The account holder on a South African bank account
You will need
- Valid South African ID (green ID book or smart card)
- Latest 3 months' bank statements
- Latest payslip (or business financials for SMEs)
- Proof of residential address (less than 3 months old)
- Contact number and email address
We do not accept
- Applicants under administration or debt review
- Loans for illegal or speculative purposes
- Applications without required documents