Affordability & repayment

Model your repayment before you apply.

This is an indicative tool only. Actual pricing is confirmed in your personalised, NCR-compliant pre-agreement quotation.

Loan amountR 15 000

Repayment term (months)12

Indicative annual rate (%)24%

Net monthly income

Monthly expenses

Monthly repayment

R 1 418,39

Total repayable

R 17 020,73

Disposable income

R 6 000,00

Within a responsible 40% disposable-income guideline

Never borrow more than you can comfortably repay. Final affordability is determined by Securax under NCR rules.

Outstanding balance over term